As a Civil Contractor, Are You Really Prepared for an Insurance Claim?
23 July 2018
If you're a civil contractor, you know that you need to prepare for the unexpected. You operate in a volatile environment where there are plenty of risks, and without adequate insurance coverage, you wouldn't be able to sleep at night. However, you need to understand the extent of your risks and make sure that you are ready and able to make a claim, should you need to. To be as prepared as possible, therefore, you need to keep comprehensive records, even though this may appear to be overkill.
2 Types of Injuries Covered Under Workers' Compensation Insurance
20 August 2017
Without commercial insurance, most businesses that suffer financial losses arising out of occurrence of common risk exposures such as worker injuries, property damage/loss, legal claims by third parties and product demand shifts, may have to close down because of not being able to pay for liabilities resulting in financial obligations.
Workers' compensation is a form of commercial insurance paid to employees who are injured while in employment. Typically, it replaces lost wages and medical bills settled with personal monies, but if an employee succumbs to their injury, the insurance policy may cover funeral expenses.
Tips For A Better Truck Insurance Deal
4 August 2016
Insurance for your truck is a legal requirement and one which can be expensive. Here are some top tips for getting the best deal on insurance for your transport and saving you money, whilst keeping you within the law.
Loyalty can pay
It is often said that the best insurance deals are always reserved for new customers so you really are best to shop around and compare what other companies are offering, rather than just allowing your policy to auto-renew.
A Guide To Market Traders' Insurance
31 July 2015
The current trend for farmers' markets and craft fairs is attracting more and more aspiring entrepreneurs. If you're working as a market trader, you'll need to have the right kind of business insurance in place to protect your business, even if you only trade part-time and on a small scale.
To help you to make sure you're fully covered, here's a guide to market traders' insurance.
What is covered by market trader's insurance?